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Second Mortgage Lender

If you need to access some additional equity in your home but don’t want to make any changes to your existing first mortgage due to an excellent interest rate or large penalty for breaking your current term, than a second mortgage may be the option for you.

With this option your existing mortgage willremain unchanged and registered in first position on title. A new mortgage lender will then lend additional funds and register a second mortgage on title behind your current lender. As the lender in first position is always paid out first, the lender in second position as assuming more risk which in most situations equates to an increased mortgage rate. Your experienced mortgage expert will assist you with determining if acquiring a second mortgage is more beneficial financially than refinancing your existing mortgage.



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Debt Eliminator

Learn how quickly you could be debt free by simply restructuring your loans using the equity in your home.

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