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Second Home/Cottage Mortgages

A second home can be purchased with as little as 5% down payment. The definition of a second home is one that is being used by either yourself or a family member and no part of the property is being rented out or generating any rental income. If there is an income being generated or charged, then this would then become a rental property with different guidelines and qualifying. If the property is a cottage type property then it fits into another totally different category. At ThePlaceToMortgage we understand these unique areas of mortgage financing, we will walk you thru all the options available to you. We are familiar with all the financing requirements and which lenders to immediately consider, always with the focus on obtaining the best financing that you qualify for.

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