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$0 down

Yes $0 Down mortgages are still available in the form of a cash back mortgage. Although there are laws in place in Canada requiring a minimum 5% down payment those laws do not prevent lenders from providing a mortgage rebate to their clients at signing which can be used for down payment. This rebate will however come at a cost and the bank will increase the interest rate on the entire mortgage in order to recoup the cost (the less cash back/DP requested the lower the rate will be). Keep in mind that you will still need enough funds for closing costs. Contact an associate today for current rates.

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