Application Process

At The Place To Mortgage we specialize in making mortgages "Easy as 1...2...3...".  Read More

Closing Cost

Banks usually require a purchaser to have a minimum of 1.5% of the purchase price. Read More

Down Payment 

Although down payment requirements usually range from 5%-20%+ there are options for $0 down. Read More 

Improving Your Credit Score 

Credit score has a big factor in the type of mortgage options available to applicants however many. Read More 

Mortgage VS Life Insurance  

Although mortgage/life insurance is not mandatory, it is important to ensure proper insurance. Read More

Default Insurance 

Default insurance is in place to cover the lender in case the borrower defaults on his payments. Read More 

Home/Fire Insurance  

Lenders do require home/fire insurance be in place before advancing mortgage funds and you will need. Read More 

Mortgage Terms Glossary  

Agreement of Purchase and Sale - A legal agreement  that offers a certain price for a home. The offer may  be firm (no conditions attached), or conditional  (certain conditions must be fulfilled before the deal can be closed).
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